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中江信用联社各项存款突破200亿元

2018-03-05 17:51:09    来源:四川经济网   作者:胡冬梅 钟正有  点击数:

春临英雄故乡,农信捷报喜传。截至2月25日,中江县农村信用合作联社各项存款余额204.62亿元,实现新春存款营销组织“开门红”,成为中江首家各项存款余额突破200亿元大关的金融机构,标志着中江信用联社业务经营迈上新台阶,服务“三农”、中小微企业和地方经济的实力显著增强。

扛起金融主力军大旗  带动地方经济发展

中江县是特级战斗英雄黄继光的故乡,在黄继光勇担责任、无私奉献精神感召下,长久以来,中江信用联社积极融入县域经济,始终坚持金融服务实体经济的本质要求,担当起服务脱贫攻坚、“三农”和地方经济的主力军、排头兵的责任,不断加大对县域经济的贡献。至2017年末,中江信用联社以占中江县存款总额49.05%的资金,发放了县域63.09%的贷款,扛起了中江金融行业支农支小支微的大旗,为县域“三农”和经济发展提供了强有力的金融支撑。2013年至2017年,中江信用联社累计纳税2.60亿元,是县域纳税第一大户。同时,在经济下行期,为推动县域经济复苏,中江信用联社主动让利企业、百姓,仅2017年,中江信用联社先后2次调减贷款执行利率,降低企业、民众融资成本,以“真金白银”支持实体经济发展。因利率调减,中江信用联社2017年全年减少收入约7000万元。

中江县共有建档立卡贫困户3.37万户,占全市建档立卡贫困户的46.29%,中江信用联社主要承担了县域乃至市内的金融精准扶贫工作。通过精准对接扶贫金融服务需求,支持贫困户发展产业脱贫致富,推动金融服务进村入户到人,确保100%对符合条件的建档立卡贫困户进行评级授信,100%满足授信贫困户有效信贷需求,符合条件的行政村自助机具100%覆盖。截至2017年末,对建档立卡贫困户累计评级3.37万户,县域评级覆盖面达100%,完成全市评级工作的46.29%;授信户数0.87万户,授信总额达1.65亿元,分别占全市的47.54%,49.11%;累计发放扶贫小额信贷5908户,金额1.18亿元,分别占全市的72.29%,62.77%。支持新型农业经营主体发展产业带动扶贫,截至2017年末,累计发放贷款1.43亿元,受益贫困人口1827余人。

2017年,在德阳市委市政府安排部署下,县委县政府组织领导下,中江信用联社开展了“党建+金融 双基共建奔康快车”活动,农信社基层党组织与党政基层党组织结对,进行评级授信、金融夜校等活动,涉及全县45个乡镇,行政村752个,覆盖面达100%;授信26.91万户,金额105.9亿元;累计发放贷款1.71万笔,金额49.8亿元。

扛起普惠金融大旗  推动中江乡村振兴

作为“中江人民自己的银行”,中江信用联社大力发展普惠金融,建成了中江县最大、也是唯一实现“县—乡—村”全覆盖的普惠金融体系,倾心倾情助力中江乡村振兴战略实施。于中江县内镇乡、村组布设网点102个,安装运行自助设备(含ATM、CRS、BST查询机) 166台、POS机613台、EPOS机763台,让广大农户足不出村,即可享受便捷的现代金融服务。同时,充分发挥中江信用联社网点网络、人缘地缘、信贷优势,持续开展以优质文明服务为核心的网点转型工作,让“三尺柜台”成为传播金融知识、服务群众的桥梁纽带,全面增强了服务群众的能力。此外,对涉及千家万户的粮食直补、农资补贴、库区移民补贴等近40个项目的各种惠农支农惠民补贴,主动免费提供服务,助力各项惠农补贴直接发放农民手中,架起了一座党和政府与农民之间沟通的桥梁。截至2017年,中江信用联社免收助农取款业务手续费277.36万元,免收短信银行服务费108万元,免收社保开卡工本费769.2万元。

目前,中江信用联社的资产总额、存款余额、贷款余额、涉农及小微企业贷款继续保持中江银行业第一位,成为中江县资金实力最强、业务规模最大、机构网点最多、税收贡献最大、覆盖范围最广、服务客户最多的地方性银行业金融机构,是名副其实的中江地方金融的核心力量和金融支农的主力军。

责任编辑:FreeMarker template error: get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception. The failing instruction (FTL stack trace): ---------- ==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50] ---------- Java stack trace (for programmers): ---------- freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...] at freemarker.ext.beans.BeanModel.get(BeanModel.java:222) at freemarker.core.Dot._eval(Dot.java:76) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511) at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke() at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204) at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150) at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96) at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260) at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172) at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content() at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365) at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428) at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919) at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851) at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953) at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855) at javax.servlet.http.HttpServlet.service(HttpServlet.java:656) at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829) at javax.servlet.http.HttpServlet.service(HttpServlet.java:737) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193) at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92) at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50) at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41) at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540) at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136) at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77) at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83) at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349) at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594) at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61) at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802) at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627) at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624) at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57) at java.lang.Thread.run(Thread.java:748) Caused by: java.lang.reflect.InvocationTargetException at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912) at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275) at freemarker.ext.beans.BeanModel.get(BeanModel.java:182) ... 75 more Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271] at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435) at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189) at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182) at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215) at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190) at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java) ... 81 more